Becoming a City Union Bank DSA (Direct Selling Agent) offers a strategic path for entrepreneurs to partner with one of India’s oldest and most reliable private sector banks.
By obtaining a City Union Bank DSA Franchise, partners gain the authority to source and process various credit products, including home, personal, and gold loans.
The City Union Bank Franchise model is highly regarded for its attractive revenue-sharing structure, offering commissions ranging from 0.35% to 2.55% depending on the loan type.
With a presence in over 150 cities and a strong digital banking focus, the bank provides DSAs with professional training and marketing support.
This partnership allows individuals to build a sustainable business with minimal investment, leveraging the bank’s century-long legacy of trust to facilitate financial growth for customers.
City Union Bank DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
125 – 175 Sq. Ft.
Commission% / Revenue Sharing
0.35% – 2.55% of Loan value
Total Investment
Rs.36000 – Rs.56000
ROI Timeframe
3 to 6 Month
What do you know about City Union Bank Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Kumbakonam, Tamil Nadu
Founder
R. Santhanam Iyer, S. Krishna Iyer, V. Krishnaswami Iyengar
Founded In (year)
1904 (120 years ago)
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2010
How much does City Union Bank Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.35,000 – Rs.55,000 (Optional)
What is City Union Bank DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.35% – 0.55% of Loan value
Personal Loan Commission
1.5% – 2.2% of Loan value
Auto Loan Commission
1.3% – 1.7% of Loan value
Business Loan Commission
2.1% – 2.55% of Loan Value
Credit Card
Rs.1000 to Rs.2500 per Card
How much you can earn from City Union Bank DSA Business?
Monthly Revenue
Home Loan Amount
7,800,000
Personal Loan Amount
2,500,000
Credit Card Clients
5
Home Loan Commission
42,900
Personal Loan Commission
55,000
Credit Card Commission
12,500
DSA’s Income
110,400
Total Expences
55,000
DSA’s Net Profit
55,400
Net Profit Margin
0.537%
How much time does it take for City Union Bank Partner to breakeven?
ROI Timeframe / Breakeven Time
In Months
3 to 6 Month
How to access City Union Bank DSA Franchise Dashboard?
The City Union Bank Franchise model is highly regarded for its attractive revenue-sharing structure, offering commissions ranging from 0.35% to 2.55% depending on the loan type.