Partnering with the HDFC Bank DSA program is one of the most prestigious opportunities in the Indian financial sector.
As a HDFC Bank DSA Franchise holder, you gain the ability to distribute a wide array of retail products, including home loans, personal loans, and credit cards, backed by India’s largest private-sector bank.
The HDFC Bank Franchise is highly rewarding, offering competitive commissions that typically range from 0.3% to 2.5% depending on the product type.
With minimal investment and high brand recall, partners benefit from HDFC’s advanced digital tracking tools and extensive training, making it a scalable and profitable business for financial consultants.
HDFC Bank DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
150 – 200 Sq. Ft.
Commission% / Revenue Sharing
0.2% – 2.5% of Loan value
Total Investment
Rs.26000 – Rs.61000
ROI Timeframe
3 to 6 Month
What do you know about HDFC Bank Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Mumbai, Maharashtra
Founder
Atanu Chakraborty (Chairman)
Founded In (year)
Monday, August 1, 1994
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2005
How much does HDFC Bank Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.25,000 – Rs.60,000 (Optional)
What is HDFC Bank DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.2% – 0.4% of Loan value
Personal Loan Commission
1% – 2% of Loan value
Auto Loan Commission
1.25% – 1.5% of Loan value
Business Loan Commission
2% – 2.5% of Loan Value
Credit Card
Rs.800 to Rs.1500 per Card
How much you can earn from HDFC Bank DSA Business?
Monthly Revenue
Home Loan Amount
12,000,000
Personal Loan Amount
3,300,000
Credit Card Clients
5
Home Loan Commission
48,000
Personal Loan Commission
66,000
Credit Card Commission
7,500
DSA’s Income
121,500
Total Expences
60,000
DSA’s Net Profit
61,500
Net Profit Margin
0.402%
How much time does it take for HDFC Bank Partner to breakeven?
The HDFC Bank Franchise is highly rewarding, offering competitive commissions that typically range from 0.3% to 2.5% depending on the product type.