Becoming a Dhanlaxmi Bank DSA is a prestigious opportunity for entrepreneurs to collaborate with a well-established financial institution.
By obtaining a Dhanlaxmi Bank DSA Franchise, partners gain the authority to market a comprehensive suite of retail products, including gold loans, home loans, and business credits.
The Dhanlaxmi Bank Franchise model is highly attractive due to its low entry cost—often requiring an investment of less than ₹50,000—and a lucrative commission structure ranging from 0.3% to 2.6% of the loan value.
Partners receive extensive support, including product training and lead-generation assistance, making it an ideal choice for building a sustainable financial services business.
Dhanlaxmi Bank DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
110 – 200 Sq. Ft.
Commission% / Revenue Sharing
0.3% – 2.6% of Loan value
Total Investment
Rs.26000 – Rs.51000
ROI Timeframe
3 to 6 Month
What do you know about Dhanlaxmi Bank Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Thrissur, Kerala
Founder
Ajith Kumar K K (CEO & MD)
Founded In (year)
Monday, November 14, 1927
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2008
How much does Dhanlaxmi Bank Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.25,000 – Rs.50,000 (Optional)
What is Dhanlaxmi Bank DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.30% – 0.60% of Loan value
Personal Loan Commission
1.25% – 2.1% of Loan value
Auto Loan Commission
1.3% – 1.7% of Loan value
Business Loan Commission
2.2% – 2.6% of Loan Value
Credit Card
Rs.1000 to Rs.2500 per Card
How much you can earn from Dhanlaxmi Bank DSA Business?
Monthly Revenue
Home Loan Amount
7,300,000
Personal Loan Amount
2,100,000
Credit Card Clients
5
Home Loan Commission
43,800
Personal Loan Commission
44,100
Credit Card Commission
12,500
DSA’s Income
100,400
Total Expences
50,000
DSA’s Net Profit
50,400
Net Profit Margin
0.535%
How much time does it take for Dhanlaxmi Bank Partner to breakeven?
ROI Timeframe / Breakeven Time
In Months
3 to 6 Month
How to access Dhanlaxmi Bank DSA Franchise Dashboard?
The Dhanlaxmi Bank Franchise model is highly attractive due to its low entry cost—often requiring an investment of less than ₹50,000—and a lucrative commission structure ranging from 0.3% to 2.6% of the loan value.