Becoming a Punjab & Sind Bank DSA (Direct Selling Agent) provides a unique opportunity to partner with a premier public sector institution known for its deep-rooted trust.
By securing a Punjab & Sind Bank DSA Franchise, partners act as authorized lead generators for retail and MSME products, including the popular “PSB E-Apna Ghar” and “PSB E-Apna Vahan” schemes.
This Punjab & Sind Bank Franchise model is performance-oriented, offering attractive commissions ranging from 0.25% to 2.4% based on the loan type and disbursal value.
Ideal for financial consultants and entrepreneurs, the franchise requires minimal upfront investment while providing official training and marketing support.
Partners play a vital role in documentation fulfillment, ensuring a seamless credit flow to diverse customer segments across India.
Punjab & Sind Bank DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
130 – 170 Sq. Ft.
Commission% / Revenue Sharing
0.25% – 2.4% of Loan value
Total Investment
Rs.31000 – Rs.51000
ROI Timeframe
3 to 6 Month
What do you know about Punjab & Sind Bank Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
New Delhi
Founder
Swarup Kumar Saha (MD & CEO)
Founded In (year)
Wednesday, June 24, 1908
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2011
How much does Punjab & Sind Bank Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.30,000 – Rs.50,000 (Optional)
What is Punjab & Sind Bank DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.25% – 0.35% of Loan value
Personal Loan Commission
1.2% – 2.2% of Loan value
Auto Loan Commission
1.25% – 1.45% of Loan value
Business Loan Commission
2% – 2.4% of Loan Value
Credit Card
Rs.500 to Rs.1000 per Card
How much you can earn from Punjab & Sind Bank DSA Business?
Monthly Revenue
Home Loan Amount
9,200,000
Personal Loan Amount
2,000,000
Credit Card Clients
5
Home Loan Commission
32,200
Personal Loan Commission
44,000
Credit Card Commission
5000
DSA’s Income
81,200
Total Expences
50,000
DSA’s Net Profit
31,200
Net Profit Margin
0.278%
How much time does it take for Punjab & Sind Bank Partner to breakeven?
ROI Timeframe / Breakeven Time
In Months
3 to 6 Month
How to access Punjab & Sind Bank DSA Franchise Dashboard?
This Punjab & Sind Bank Franchise model is performance-oriented, offering attractive commissions ranging from 0.25% to 2.4% based on the loan type and disbursal value.