Partnering with a Bank of India DSA (Direct Selling Agent) offers a prestigious path to business growth by aligning with one of the nation’s premier public sector banks.
By obtaining a Bank of India DSA Franchise, you can facilitate high-demand products like the Star Home Loan, vehicle financing, and MSME loans.
The Bank of India Franchise model is designed for sustainability, providing competitive commissions typically ranging from 0.2% to 2.3% depending on the specific loan product.
Partners benefit from a trusted brand identity, extensive operational training, and a streamlined digital application process.
This opportunity is ideal for ambitious individuals looking for a low-risk, scalable venture with a consistent income stream supported by a wide-reaching branch network.
Bank of India DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
125 – 175 Sq. Ft.
Commission% / Revenue Sharing
0.2% – 2.3% of Loan value
Total Investment
Rs.26000 – Rs.56000
ROI Timeframe
3 to 6 Month
What do you know about Bank of India Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Mumbai, Maharashtra
Founder
Rajneesh Karnatak (MD & CEO)
Founded In (year)
Friday, September 7, 1906
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2011
How much does Bank of India Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.25,000 – Rs.55,000 (Optional)
What is Bank of India DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.2% – 0.3% of Loan value
Personal Loan Commission
1.1% – 2.1% of Loan value
Auto Loan Commission
1.25% – 1.6% of Loan value
Business Loan Commission
2% – 2.3% of Loan Value
Credit Card
Rs.500 to Rs.1500 per Card
How much you can earn from Bank of India DSA Business?
Monthly Revenue
Home Loan Amount
8,000,000
Personal Loan Amount
2,500,000
Credit Card Clients
5
Home Loan Commission
24,000
Personal Loan Commission
52,500
Credit Card Commission
7,500
DSA’s Income
84,000
Total Expences
55,000
DSA’s Net Profit
29,000
Net Profit Margin
0.276%
How much time does it take for Bank of India Partner to breakeven?
ROI Timeframe / Breakeven Time
In Months
3 to 6 Month
How to access Bank of India DSA Franchise Dashboard?
The Bank of India Franchise model is designed for sustainability, providing competitive commissions typically ranging from 0.2% to 2.3% depending on the specific loan product.