Partnering as an L&T Finance DSA provides a gateway to one of India’s most digitally advanced NBFCs.
By securing an L&T Finance DSA Franchise, you can offer a comprehensive retail portfolio, including two-wheeler finance, personal loans, home loans, and SME business loans.
The L&T Finance Franchise model is built on the “Lakshya 2026” strategy, focusing on rapid retailisation and high-tech support.
Partners benefit from attractive commission structures, often ranging from 0.4% to 3% based on the product.
With a paperless onboarding process via the PLANET app, this franchise enables entrepreneurs to scale their business efficiently while representing a trusted, “AAA” rated national brand.
L&T Finance DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
150 – 180 Sq. Ft.
Commission% / Revenue Sharing
0.4% – 3% of Loan value
Total Investment
Rs.33000 – Rs.58000
ROI Timeframe
3 to 6 Month
What do you know about L&T Finance Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Mumbai, Maharashtra
Founder
Henning Holck-Larsen, Søren Kristian Toubro
Founded In (year)
Thursday, February 7, 1946
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2015
How much does L&T Finance Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.3000
Infrastructure Investment
Rs.30,000 – Rs.55,000 (Optional)
What is L&T Finance DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.4% – 0.75% of Loan value
Personal Loan Commission
2.5% – 3% of Loan value
Auto Loan Commission
1.85% – 2.2% of Loan value
Business Loan Commission
2.5% – 3% of Loan Value
Credit Card
NA
How much you can earn from L&T Finance DSA Business?
Monthly Revenue
Home Loan Amount
4,500,000
Personal Loan Amount
1,800,000
Credit Card Clients
NA
Home Loan Commission
33,750
Personal Loan Commission
54,000
Credit Card Commission
NA
DSA’s Income
87,750
Total Expences
55,000
DSA’s Net Profit
32,750
Net Profit Margin
0.520%
How much time does it take for L&T Finance Partner to breakeven?
ROI Timeframe / Breakeven Time
In Months
3 to 6 Month
How to access L&T Finance DSA Franchise Dashboard?
The L&T Finance Franchise model is built on the “Lakshya 2026” strategy, focusing on rapid retailisation and high-tech support.