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Paisalo DSA Franchise or Direct Selling Agent Review – Cost, Commission, Returns & more

Choosing a Paisalo DSA is a strategic move for those aiming to empower the underbanked sections of society while building a profitable business.

As a partner in the Paisalo DSA Franchise, you gain the ability to offer a variety of credit solutions, including small income generation loans, mobility financing, and business loans.

Paisalo DSA FranchiseThe Paisalo Franchise model is highly scalable, offering attractive commissions—often up to 3%—and the benefit of a “High Tech : High Touch” approach.

With robust support from India’s leading banks and advanced digital tools, partners can achieve a quick ROI.

This partnership is ideal for individuals committed to driving financial inclusion across India.


Paisalo DSA Franchise Business Opportunnity – Snapshot

Line of Business DSA (Direct Selling Agent)
Unit / Shop Area 100 – 150 Sq. Ft.
Commission% / Revenue Sharing 1.8% – 2.9% of Loan value
Total Investment Rs.33000 – Rs.53000
ROI Timeframe 3 to 6 Month

What do you know about Paisalo Direct Selling Agent Business?

About the Brand
Industry Finance & Money
Business Line DSA (Direct Selling Agent)
Organization Type Public
Head Office Agra, UP
Founder Sunil Agarwal
Founded In (year) 5th March 1992
No. of DSA’s NA
Master Franchise Model NA
DSA Tenure Lifetime
DSA Location All over India
Business Set-Up Time 1 Month
DSA Commencement Year 2013

How much does Paisalo Franchise Cost?

Investment by DSA
DSA Fees Upto Rs.3000
Infrastructure Investment Rs.30,000 – Rs.50,000 (Optional)

What is Paisalo DSA Commission?

Commission% / Revenue Sharing
Home Loan Commission NA
Personal Loan Commission 2.25% – 2.75% of Loan value
Auto Loan Commission 1.8% – 2.25% of Loan value
Business Loan Commission 2.65% – 2.9% of Loan Value
Credit Card NA

How much you can earn from Paisalo DSA Business?

Monthly Revenue
Home Loan Amount NA
Personal Loan Amount 2,600,000
Credit Card Clients NA
Home Loan Commission NA
Personal Loan Commission 71,500
Credit Card Commission NA
DSA’s Income 71,500
Total Expences 50,000
DSA’s Net Profit 21,500
Net Profit Margin 0.827%

How much time does it take for Paisalo Partner to breakeven?

ROI Timeframe / Breakeven Time
In Months 3 to 6 Month


How to access Paisalo DSA Franchise Dashboard?

DSA Dashboard Access
Paisalo DSA Dashboard NA

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What is the Paisalo Partner Program Infrastructure requirement?

Infrastructure Required
Area in Sq. Ft. 100 – 150 Sq. Ft.
No. of Employees Minimum 1
Reception Optional
Managers Cabin Optional
Mobile or Telephones Compulsory
Call Recording Optional
Laptops or Computers Compulsory
CCTV Optional

What is the extent of Support provided to Paisalo DSA Franchise?

Support from Brand
Offers Available
Client Interaction Training Available
Relationship Manager Support Available
Back-Office Support NA
Marketing Support Partially Available
Business Management Software NA
Website Support NA
Operation Manual Available
Training Manual Available

What kind of Marketing Support is provided to Paisalo DSA?

Marketing Support by Brand
Unit Interior & Exterior Ads Available
Local Advertisement Available
Digital Marketing Available
Television Advertisement NA
Prints Advertisement NA
Events/Seminars NA

Does Paisalo Frachise Business offers training?

Training by Brand
Product Information Training Provided
Sales Training Provided
Service Training Provided
Recovery Training Provided

What are the Products & Services provided to Paisalo DSA Partner?

Products / Service Offerings
Home Loan Interest Not Available
Automobile Loan Interest Available
Gold Loan Interest Not Available
Education Loan Interest Not Available
Personal Loan Interest Available
Business Loan Interest Available
Credit Card Interest Not Available

What is the Eligibility Criteria to Become Paisalo DSA Partner?

DSA Qualification
Age 18+
Nationality Indian
Academic Qualification 10+, Graduate Preferred
High CIBIL Score Compulsory
Business Experience Optional

Which documents are required to become Paisalo DSA?

Documents Required
DSA Agreement Compulsory
Identity Proof – Aadhaar Compulsory
Address Proof – Aadhaar / Rental Agreement Compulsory
PAN Compulsory
Passport Size Photo Compulsory
Bank Account Details Compulsory
Bank Cancelled Cheque Compulsory
GST Registration Certificate Compulsory
Latest ITR or Form16 Compulsory

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Important Links

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