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Piramal Finance DSA Franchise or Direct Selling Agent Review – Cost, Commission, Returns & more

Becoming a Piramal Finance DSA is a strategic choice for those looking to partner with a digitally-advanced, “AAA” rated NBFC focused on the “Bharat” market.

Through the Piramal Finance DSA Franchise, partners can offer a versatile product suite including home loans, small business loans, and personal loans, specifically tailored for under-served segments.

Piramal Finance DSA FranchiseThe Piramal Finance Franchise is built on an agile, AI-native operating model that ensures rapid processing and transparency.

Partners benefit from high commission payouts, typically ranging from 0.5% to 2.9% depending on the loan category.

With access to the Ruconnect app for real-time lead tracking and dedicated training support, this franchise empowers entrepreneurs to build a scalable and impactful financial services business across over 13,000 pin codes.


Piramal Finance DSA Franchise Business Opportunnity – Snapshot

Line of Business DSA (Direct Selling Agent)
Unit / Shop Area 120 – 170 Sq. Ft.
Commission% / Revenue Sharing 0.5% – 2.9% of Loan value
Total Investment Rs.38000 – Rs.53000
ROI Timeframe 3 to 6 Month

What do you know about Piramal Finance Direct Selling Agent Business?

About the Brand
Industry Finance & Money
Business Line DSA (Direct Selling Agent)
Organization Type Private
Head Office Mumbai, Maharashtra
Founder Ajay Piramal (Chairperson, MD & CEO)
Founded In (year) 1984; 40 years ago
No. of DSA’s NA
Master Franchise Model NA
DSA Tenure Lifetime
DSA Location All over India
Business Set-Up Time 1 Month
DSA Commencement Year 2009

How much does Piramal Finance Franchise Cost?

Investment by DSA
DSA Fees Upto Rs.3000
Infrastructure Investment Rs.35,000 – Rs.50,000 (Optional)

What is Piramal Finance DSA Commission?

Commission% / Revenue Sharing
Home Loan Commission 0.5% – 0.7% of Loan value
Personal Loan Commission 2% – 2.9% of Loan value
Auto Loan Commission 1.7% – 2.1% of Loan value
Business Loan Commission 2.5% – 2.9% of Loan Value
Credit Card Rs.1500 to Rs.4000 per Card

How much you can earn from Piramal Finance DSA Business?

Monthly Revenue
Home Loan Amount 4,500,000
Personal Loan Amount 1,500,000
Credit Card Clients 3
Home Loan Commission 31,500
Personal Loan Commission 43,500
Credit Card Commission 12,000
DSA’s Income 87,000
Total Expences 50,000
DSA’s Net Profit 37,000
Net Profit Margin 0.615%

How much time does it take for Piramal Finance Partner to breakeven?

ROI Timeframe / Breakeven Time
In Months 3 to 6 Month


How to access Piramal Finance DSA Franchise Dashboard?

DSA Dashboard Access
Piramal Finance DSA Dashboard Dashboard Link

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What is the Piramal Finance Partner Program Infrastructure requirement?

Infrastructure Required
Area in Sq. Ft. 120 – 170 Sq. Ft.
No. of Employees Minimum 1
Reception Optional
Managers Cabin Optional
Mobile or Telephones Compulsory
Call Recording Optional
Laptops or Computers Compulsory
CCTV Optional

What is the extent of Support provided to Piramal Finance DSA Franchise?

Support from Brand
Offers Available
Client Interaction Training Available
Relationship Manager Support Available
Back-Office Support Available
Marketing Support Partially Available
Business Management Software NA
Website Support NA
Operation Manual Available
Training Manual Available

What kind of Marketing Support is provided to Piramal Finance DSA?

Marketing Support by Brand
Unit Interior & Exterior Ads Available
Local Advertisement Available
Digital Marketing Available
Television Advertisement NA
Prints Advertisement NA
Events/Seminars NA

Does Piramal Finance Frachise Business offers training?

Training by Brand
Product Information Training Provided
Sales Training Provided
Service Training Provided
Recovery Training Provided

What are the Products & Services provided to Piramal Finance DSA Partner?

Products / Service Offerings
Home Loan Interest Available
Automobile Loan Interest Available
Gold Loan Interest Not Available
Education Loan Interest Not Available
Personal Loan Interest Available
Business Loan Interest Available
Credit Card Interest Available

What is the Eligibility Criteria to Become Piramal Finance DSA Partner?

DSA Qualification
Age 18+
Nationality Indian
Academic Qualification 10+, Graduate Preferred
High CIBIL Score Compulsory
Business Experience Optional

Which documents are required to become Piramal Finance DSA?

Documents Required
DSA Agreement Compulsory
Identity Proof – Aadhaar Compulsory
Address Proof – Aadhaar / Rental Agreement Compulsory
PAN Compulsory
Passport Size Photo Compulsory
Bank Account Details Compulsory
Bank Cancelled Cheque Compulsory
GST Registration Certificate Compulsory
Latest ITR or Form16 Compulsory

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