Becoming a Bandhan Bank DSA (Direct Selling Agent) is a prominent business opportunity in 2026 for individuals looking to partner with one of India’s fastest-growing universal banks.
By securing a Bandhan Bank DSA Franchise, partners can offer a diverse portfolio of retail assets, including personal, home, and business loans.
The Bandhan Bank Franchise model is designed for low-to-zero investment, offering high returns through a performance-based commission structure ranging from 0.3% to 2.5% of the loan value.
Agents benefit from a dedicated relationship manager, comprehensive training on financial products, and digital tools to track applications in real-time, ensuring a scalable and professional business operation.
Bandhan Bank DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
100 – 150 Sq. Ft.
Commission% / Revenue Sharing
0.3% – 2.5% of Loan value
Total Investment
Rs.26000 – Rs.56000
ROI Timeframe
3 to 6 Month
What do you know about Bandhan Bank Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Kolkata, West Bengal
Founder
Chandra Shekhar Ghosh
Founded In (year)
23 August 2015
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2016
How much does Bandhan Bank Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.25,000 – Rs.55,000 (Optional)
What is Bandhan Bank DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.3% – 0.55% of Loan value
Personal Loan Commission
1.2% – 1.75% of Loan value
Auto Loan Commission
1.4% – 1.75% of Loan value
Business Loan Commission
2% – 2.5% of Loan Value
Credit Card
Rs.1000 to Rs.2500 per Card
How much you can earn from Bandhan Bank DSA Business?
Monthly Revenue
Home Loan Amount
80,00,000
Personal Loan Amount
20,00,000
Credit Card Clients
5
Home Loan Commission
44,000
Personal Loan Commission
35,000
Credit Card Commission
12,500
DSA’s Income
91,500
Total Expences
55,000
DSA’s Net Profit
36,500
Net Profit Margin
0.365%
How much time does it take for Bandhan Bank Partner to breakeven?
ROI Timeframe / Breakeven Time
In Months
3 to 6 Month
How to access Bandhan Bank DSA Franchise Dashboard?
The Bandhan Bank Franchise model is designed for low-to-zero investment, offering high returns through a performance-based commission structure ranging from 0.3% to 2.5% of the loan value.