Becoming a Central Bank of India DSA (Direct Selling Agent) is a lucrative opportunity for individuals and firms to partner with one of India’s oldest public sector banks.
By securing a Central Bank of India DSA Franchise, partners act as mediators, connecting potential borrowers with the bank’s diverse financial products, including home, vehicle, and personal loans.
This Central Bank of India Franchise model operates on a commission basis, offering a steady revenue stream with minimal investment.
It is ideal for ex-bankers, financial consultants, or entrepreneurs looking to leverage the bank’s trusted brand.
As a franchise holder, you gain access to professional training and marketing support, enabling you to facilitate seamless loan processing and contribute to national financial inclusion.
Central Bank of India DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
120 – 150 Sq. Ft.
Commission% / Revenue Sharing
0.3% – 2.5% of Loan value
Total Investment
Rs.31000 – Rs.56000
ROI Timeframe
3 to 6 Month
What do you know about Central Bank of India Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Mumbai, Maharashtra
Founder
Matam Venkata Rao (MD & CEO)
Founded In (year)
Thursday, December 21, 1911
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2009
How much does Central Bank of India Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.30,000 – Rs.55,000 (Optional)
What is Central Bank of India DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.3% – 0.4% of Loan value
Personal Loan Commission
1.25% – 2.25% of Loan value
Auto Loan Commission
1.25% – 1.55% of Loan value
Business Loan Commission
2.1% – 2.5% of Loan Value
Credit Card
Rs.600 to Rs.1200 per Card
How much you can earn from Central Bank of India DSA Business?
Monthly Revenue
Home Loan Amount
8,500,000
Personal Loan Amount
2,000,000
Credit Card Clients
5
Home Loan Commission
34,000
Personal Loan Commission
45,000
Credit Card Commission
6,000
DSA’s Income
85,000
Total Expences
55,000
DSA’s Net Profit
30,000
Net Profit Margin
0.286%
How much time does it take for Central Bank of India Partner to breakeven?
ROI Timeframe / Breakeven Time
In Months
3 to 6 Month
How to access Central Bank of India DSA Franchise Dashboard?
This Central Bank of India Franchise model operates on a commission basis, offering a steady revenue stream with minimal investment.