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Bank of Maharashtra DSA Franchise or Direct Selling Agent Review – Cost, Commission, Returns & more

Partnering with the Bank of Maharashtra DSA (Direct Selling Agent) program offers a robust opportunity to collaborate with a leading public sector bank.

By securing a Bank of Maharashtra DSA Franchise, you can facilitate high-value retail loans, particularly home and vehicle financing.

Bank of Maharashtra DSA FranchiseThe Bank of Maharashtra Franchise model is highly structured, offering commissions typically ranging from 0.30% to 0.35% for home loans and higher for other retail products.

Partners benefit from extensive training, a wide branch network, and a digital platform for lead tracking.

With a minimal setup cost and a reputation for stability, this franchise is ideal for professionals seeking a reliable and scalable income stream in the financial services industry.


Bank of Maharashtra DSA Franchise Business Opportunnity – Snapshot

Line of Business DSA (Direct Selling Agent)
Unit / Shop Area 150 – 175 Sq. Ft.
Commission% / Revenue Sharing 0.25% – 2.4% of Loan value
Total Investment Rs.26000 – Rs.51000
ROI Timeframe 3 to 6 Month

What do you know about Bank of Maharashtra Direct Selling Agent Business?

About the Brand
Industry Finance & Money
Business Line DSA (Direct Selling Agent)
Organization Type Public
Head Office Pune, Maharashtra India
Founder Nidhu Saxena (MD & CEO)
Founded In (year) Monday, September 16, 1935
No. of DSA’s NA
Master Franchise Model NA
DSA Tenure Lifetime
DSA Location All over India
Business Set-Up Time 1 Month
DSA Commencement Year 2012

How much does Bank of Maharashtra Franchise Cost?

Investment by DSA
DSA Fees Upto Rs.1000
Infrastructure Investment Rs.25,000 – Rs.50,000 (Optional)

What is Bank of Maharashtra DSA Commission?

Commission% / Revenue Sharing
Home Loan Commission 0.25% – 0.35% of Loan value
Personal Loan Commission 1.2% – 2.2% of Loan value
Auto Loan Commission 1.25% – 1.45% of Loan value
Business Loan Commission 2% – 2.4% of Loan Value
Credit Card Rs.500 to Rs.1000 per Card

How much you can earn from Bank of Maharashtra DSA Business?

Monthly Revenue
Home Loan Amount 9,500,000
Personal Loan Amount 2,200,000
Credit Card Clients 5
Home Loan Commission 33,250
Personal Loan Commission 48,400
Credit Card Commission 5,000
DSA’s Income 86,650
Total Expences 50,000
DSA’s Net Profit 36,650
Net Profit Margin 0.313%

How much time does it take for Bank of Maharashtra Partner to breakeven?

ROI Timeframe / Breakeven Time
In Months 3 to 6 Month


How to access Bank of Maharashtra DSA Franchise Dashboard?

DSA Dashboard Access
Bank of Maharashtra DSA Dashboard NA

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What is the Bank of Maharashtra Partner Program Infrastructure requirement?

Infrastructure Required
Area in Sq. Ft. 150 – 175 Sq. Ft.
No. of Employees Minimum 1
Reception Optional
Managers Cabin Optional
Mobile or Telephones Compulsory
Call Recording Optional
Laptops or Computers Compulsory
CCTV Optional

What is the extent of Support provided to Bank of Maharashtra DSA Franchise?

Support from Brand
Offers Available
Client Interaction Training Available
Relationship Manager Support Available
Back-Office Support NA
Marketing Support Partially Available
Business Management Software NA
Website Support NA
Operation Manual Available
Training Manual Available

What kind of Marketing Support is provided to Bank of Maharashtra DSA?

Marketing Support by Brand
Unit Interior & Exterior Ads Available
Local Advertisement Available
Digital Marketing Available
Television Advertisement NA
Prints Advertisement NA
Events/Seminars NA

Does Bank of Maharashtra Frachise Business offers training?

Training by Brand
Product Information Training Provided
Sales Training Provided
Service Training Provided
Recovery Training Provided

What are the Products & Services provided to Bank of Maharashtra DSA Partner?

Products / Service Offerings
Home Loan Interest Available
Automobile Loan Interest Available
Gold Loan Interest Available
Education Loan Interest Available
Personal Loan Interest Available
Business Loan Interest Available
Credit Card Interest Available

What is the Eligibility Criteria to Become Bank of Maharashtra DSA Partner?

DSA Qualification
Age 18+
Nationality Indian
Academic Qualification 10+, Graduate Preferred
High CIBIL Score Compulsory
Business Experience Optional

Which documents are required to become Bank of Maharashtra DSA?

Documents Required
DSA Agreement Compulsory
Identity Proof – Aadhaar Compulsory
Address Proof – Aadhaar / Rental Agreement Compulsory
PAN Compulsory
Passport Size Photo Compulsory
Bank Account Details Compulsory
Bank Cancelled Cheque Compulsory
GST Registration Certificate Compulsory
Latest ITR or Form16 Compulsory

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