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Union Bank of India DSA Franchise or Direct Selling Agent Review – Cost, Commission, Returns & more

Becoming a Union Bank of India DSA is a lucrative opportunity for individuals looking to enter the financial services sector.

By securing a Union Bank of India DSA Franchise, partners act as authorized agents, bridging the gap between the bank and potential borrowers.

Union Bank of India DSA FranchiseAs a part of the Union Bank of India Franchise network, you can offer a diverse portfolio, including home, personal, and car loans.

The commission structure is highly competitive, often ranging from 0.25% to 2.3% of the loan value.

With minimal investment and flexible working hours, this model provides a sustainable path for entrepreneurs to earn significant monthly incentives while facilitating financial growth for their clients.


Union Bank of India DSA Franchise Business Opportunnity – Snapshot

Line of Business DSA (Direct Selling Agent)
Unit / Shop Area 140 – 200 Sq. Ft.
Commission% / Revenue Sharing 0.25% – 2.3% of Loan value
Total Investment Rs.31000 – Rs.51000
ROI Timeframe 3 to 6 Month

What do you know about Union Bank of India Direct Selling Agent Business?

About the Brand
Industry Finance & Money
Business Line DSA (Direct Selling Agent)
Organization Type Public
Head Office Mumbai, Maharashtra
Founder Seth Sitaram Poddar
Founded In (year) Tuesday, November 11, 1919
No. of DSA’s NA
Master Franchise Model NA
DSA Tenure Lifetime
DSA Location All over India
Business Set-Up Time 1 Month
DSA Commencement Year 2009

How much does Union Bank of India Franchise Cost?

Investment by DSA
DSA Fees Upto Rs.1000
Infrastructure Investment Rs.30,000 – Rs.50,000 (Optional)

What is Union Bank of India DSA Commission?

Commission% / Revenue Sharing
Home Loan Commission 0.25% – 0.4% of Loan value
Personal Loan Commission 1.2% – 2.2% of Loan value
Auto Loan Commission 1.25% – 1.55% of Loan value
Business Loan Commission 2% – 2.3% of Loan Value
Credit Card Rs.600 to Rs.1200 per Card

How much you can earn from Union Bank of India DSA Business?

Monthly Revenue
Home Loan Amount 8,200,000
Personal Loan Amount 2,300,000
Credit Card Clients 5
Home Loan Commission 32,800
Personal Loan Commission 50,600
Credit Card Commission 6,000
DSA’s Income 89,400
Total Expences 50,000
DSA’s Net Profit 39,400
Net Profit Margin 0.375%

How much time does it take for Union Bank of India Partner to breakeven?

ROI Timeframe / Breakeven Time
In Months 3 to 6 Month


How to access Union Bank of India DSA Franchise Dashboard?

DSA Dashboard Access
Union Bank of India DSA Dashboard NA

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What is the Union Bank of India Partner Program Infrastructure requirement?

Infrastructure Required
Area in Sq. Ft. 140 – 200 Sq. Ft.
No. of Employees Minimum 1
Reception Optional
Managers Cabin Optional
Mobile or Telephones Compulsory
Call Recording Optional
Laptops or Computers Compulsory
CCTV Optional

What is the extent of Support provided to Union Bank of India DSA Franchise?

Support from Brand
Offers Available
Client Interaction Training Available
Relationship Manager Support Available
Back-Office Support NA
Marketing Support Partially Available
Business Management Software NA
Website Support NA
Operation Manual Available
Training Manual Available

What kind of Marketing Support is provided to Union Bank of India DSA?

Marketing Support by Brand
Unit Interior & Exterior Ads Available
Local Advertisement Available
Digital Marketing Available
Television Advertisement NA
Prints Advertisement NA
Events/Seminars NA

Does Union Bank of India Frachise Business offers training?

Training by Brand
Product Information Training Provided
Sales Training Provided
Service Training Provided
Recovery Training Provided

What are the Products & Services provided to Union Bank of India DSA Partner?

Products / Service Offerings
Home Loan Interest Available
Automobile Loan Interest Available
Gold Loan Interest Available
Education Loan Interest Available
Personal Loan Interest Available
Business Loan Interest Available
Credit Card Interest Available

What is the Eligibility Criteria to Become Union Bank of India DSA Partner?

DSA Qualification
Age 18+
Nationality Indian
Academic Qualification 10+, Graduate Preferred
High CIBIL Score Compulsory
Business Experience Optional

Which documents are required to become Union Bank of India DSA?

Documents Required
DSA Agreement Compulsory
Identity Proof – Aadhaar Compulsory
Address Proof – Aadhaar / Rental Agreement Compulsory
PAN Compulsory
Passport Size Photo Compulsory
Bank Account Details Compulsory
Bank Cancelled Cheque Compulsory
GST Registration Certificate Compulsory
Latest ITR or Form16 Compulsory

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