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Bank of Baroda DSA Franchise or Direct Selling Agent Review – Cost, Commission, Returns & more

Partnering with a Bank of Baroda DSA (Direct Selling Agent) provides a prestigious opportunity to work with one of India’s largest public sector banks.

By obtaining a Bank of Baroda DSA Franchise, you can facilitate a wide array of financial products, including home loans, car loans, and MSME funding.

Bank of Baroda DSA FranchiseThe Bank of Baroda Franchise model is highly rewarding, offering competitive commissions typically ranging from 0.2% to 2.25% of the loan amount.

Partners benefit from a robust digital ecosystem, comprehensive product training, and a trusted brand name that simplifies lead conversion.

This partnership is ideal for entrepreneurs seeking a scalable, low-investment business with a stable income stream in the financial sector.


Bank of Baroda DSA Franchise Business Opportunnity – Snapshot

Line of Business DSA (Direct Selling Agent)
Unit / Shop Area 120 – 150 Sq. Ft.
Commission% / Revenue Sharing 0.2% – 2.25% of Loan value
Total Investment Rs.36000 – Rs.56000
ROI Timeframe 3 to 6 Month

What do you know about Bank of Baroda Direct Selling Agent Business?

About the Brand
Industry Finance & Money
Business Line DSA (Direct Selling Agent)
Organization Type Public
Head Office Vadodara, Gujarat
Founder Sayajirao Gaekwad
Founded In (year) Monday, July 20, 1908
No. of DSA’s NA
Master Franchise Model NA
DSA Tenure Lifetime
DSA Location All over India
Business Set-Up Time 1 Month
DSA Commencement Year 2010

How much does Bank of Baroda Franchise Cost?

Investment by DSA
DSA Fees Upto Rs.1000
Infrastructure Investment Rs.35,000 – Rs.55,000 (Optional)

What is Bank of Baroda DSA Commission?

Commission% / Revenue Sharing
Home Loan Commission 0.2% – 0.33% of Loan value
Personal Loan Commission 1% – 2.2% of Loan value
Auto Loan Commission 1.25% – 1.55% of Loan value
Business Loan Commission 2% – 2.25% of Loan Value
Credit Card Rs.500 to Rs.1500 per Card

How much you can earn from Bank of Baroda DSA Business?

Monthly Revenue
Home Loan Amount 7,500,000
Personal Loan Amount 2,500,000
Credit Card Clients 5
Home Loan Commission 24,750
Personal Loan Commission 55,000
Credit Card Commission 7,500
DSA’s Income 87,250
Total Expences 55,000
DSA’s Net Profit 32,250
Net Profit Margin 0.322%

How much time does it take for Bank of Baroda Partner to breakeven?

ROI Timeframe / Breakeven Time
In Months 3 to 6 Month


How to access Bank of Baroda DSA Franchise Dashboard?

DSA Dashboard Access
Bank of Baroda DSA Dashboard NA

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What is the Bank of Baroda Partner Program Infrastructure requirement?

Infrastructure Required
Area in Sq. Ft. 120 – 150 Sq. Ft.
No. of Employees Minimum 1
Reception Optional
Managers Cabin Optional
Mobile or Telephones Compulsory
Call Recording Optional
Laptops or Computers Compulsory
CCTV Optional

What is the extent of Support provided to Bank of Baroda DSA Franchise?

Support from Brand
Offers Available
Client Interaction Training Available
Relationship Manager Support Available
Back-Office Support NA
Marketing Support Partially Available
Business Management Software NA
Website Support NA
Operation Manual Available
Training Manual Available

What kind of Marketing Support is provided to Bank of Baroda DSA?

Marketing Support by Brand
Unit Interior & Exterior Ads Available
Local Advertisement Available
Digital Marketing Available
Television Advertisement NA
Prints Advertisement NA
Events/Seminars NA

Does Bank of Baroda Frachise Business offers training?

Training by Brand
Product Information Training Provided
Sales Training Provided
Service Training Provided
Recovery Training Provided

What are the Products & Services provided to Bank of Baroda DSA Partner?

Products / Service Offerings
Home Loan Interest Available
Automobile Loan Interest Available
Gold Loan Interest Available
Education Loan Interest Available
Personal Loan Interest Available
Business Loan Interest Available
Credit Card Interest Available

What is the Eligibility Criteria to Become Bank of Baroda DSA Partner?

DSA Qualification
Age 18+
Nationality Indian
Academic Qualification 10+, Graduate Preferred
High CIBIL Score Compulsory
Business Experience Optional

Which documents are required to become Bank of Baroda DSA?

Documents Required
DSA Agreement Compulsory
Identity Proof – Aadhaar Compulsory
Address Proof – Aadhaar / Rental Agreement Compulsory
PAN Compulsory
Passport Size Photo Compulsory
Bank Account Details Compulsory
Bank Cancelled Cheque Compulsory
GST Registration Certificate Compulsory
Latest ITR or Form16 Compulsory

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