Becoming an Indian Bank DSA (Direct Selling Agent) offers a prestigious opportunity for individuals and financial firms to collaborate with one of India’s premier public sector banks.
By obtaining an Indian Bank DSA Franchise, partners act as authorized intermediaries, bridging the gap between potential borrowers and the bank’s extensive portfolio, including home, MSME, and personal loans.
This Indian Bank Franchise operates on a robust performance-based model, where agents earn attractive commissions for every successful loan disbursal.
It is an ideal business for ex-bankers or financial consultants who wish to leverage the bank’s deep-rooted trust and wide network.
Franchisees receive comprehensive training and official support, ensuring they can effectively manage documentation and facilitate a smooth credit flow for their clients.
Indian Bank DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
110 – 170 Sq. Ft.
Commission% / Revenue Sharing
0.25% – 2.6% of Loan value
Total Investment
Rs.26000 – Rs.46000
ROI Timeframe
3 to 6 Month
What do you know about Indian Bank Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Chennai, Tamil Nadu
Founder
S. Rm. M. Ramaswami Chettiar
Founded In (year)
Thursday, August 15, 1907
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2006
How much does Indian Bank Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.25,000 – Rs.45,000 (Optional)
What is Indian Bank DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.25% – 0.35% of Loan value
Personal Loan Commission
1.1% – 2.2% of Loan value
Auto Loan Commission
1.3% – 1.5% of Loan value
Business Loan Commission
2.2% – 2.6% of Loan Value
Credit Card
Rs.700 to Rs.1300 per Card
How much you can earn from Indian Bank DSA Business?
Monthly Revenue
Home Loan Amount
7,800,000
Personal Loan Amount
2,200,000
Credit Card Clients
5
Home Loan Commission
27,300
Personal Loan Commission
48,400
Credit Card Commission
6,500
DSA’s Income
82,200
Total Expences
45,000
DSA’s Net Profit
37,200
Net Profit Margin
0.372%
How much time does it take for Indian Bank Partner to breakeven?
ROI Timeframe / Breakeven Time
In Months
3 to 6 Month
How to access Indian Bank DSA Franchise Dashboard?
This Indian Bank Franchise operates on a robust performance-based model, where agents earn attractive commissions for every successful loan disbursal.