Becoming an SBI DSA (Direct Selling Agent) provides a prestigious gateway to collaborate with the State Bank of India, the nation’s largest lender.
By obtaining an SBI DSA Franchise, partners gain the authority to distribute a wide array of retail products, including the bank’s market-leading home loans, personal loans, and car loans.
The SBI Franchise operates on a highly competitive commission structure, with payouts typically ranging from 0.2% to 2.25% based on the loan category and disbursal volume.
This model is accessible to individuals, ex-bankers, and firms, requiring minimal investment while providing the backing of SBI’s massive brand trust.
As a franchisee, you are responsible for sourcing quality leads and ensuring accurate documentation, helping the bank maintain its dominant position in the Indian credit market.
SBI DSA Franchise Business Opportunnity – Snapshot
Line of Business
DSA (Direct Selling Agent)
Unit / Shop Area
150 – 20 Sq. Ft.
Commission% / Revenue Sharing
0.2% – 2.25% of Loan value
Total Investment
Rs.41000 – Rs.61000
ROI Timeframe
3 to 6 Month
What do you know about SBI Direct Selling Agent Business?
About the Brand
Industry
Finance & Money
Business Line
DSA (Direct Selling Agent)
Organization Type
Public
Head Office
Mumbai, Maharashtra
Founder
Challa Sreenivasulu Setty (Chairman)
Founded In (year)
Friday, July 1, 1955
No. of DSA’s
NA
Master Franchise Model
NA
DSA Tenure
Lifetime
DSA Location
All over India
Business Set-Up Time
1 Month
DSA Commencement Year
2005
How much does SBI Franchise Cost?
Investment by DSA
DSA Fees
Upto Rs.1000
Infrastructure Investment
Rs.40,000 – Rs.60,000 (Optional)
What is SBI DSA Commission?
Commission% / Revenue Sharing
Home Loan Commission
0.2% – 0.3% of Loan value
Personal Loan Commission
1% – 2% of Loan value
Auto Loan Commission
1.25% – 1.5% of Loan value
Business Loan Commission
2% – 2.25% of Loan Value
Credit Card
Rs.500 to Rs.1500 per Card
How much you can earn from SBI DSA Business?
Monthly Revenue
Home Loan Amount
12,000,000
Personal Loan Amount
3,300,000
Credit Card Clients
5
Home Loan Commission
36,000
Personal Loan Commission
66,000
Credit Card Commission
7,500
DSA’s Income
109,500
Total Expences
60,000
DSA’s Net Profit
49,500
Net Profit Margin
0.323%
How much time does it take for SBI Partner to breakeven?
The SBI Franchise operates on a highly competitive commission structure, with payouts typically ranging from 0.2% to 2.25% based on the loan category and disbursal volume.