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Aviva Insurance Franchise or Agent Review – Cost, Commission, Returns & more

Aviva Insurance Franchise offers a strong business opportunity for entrepreneurs who want to enter the growing insurance sector with a trusted global brand.

By becoming an Aviva Insurance Agent, individuals can provide a wide range of life insurance and investment products to diverse customers.

Aviva FranchiseThe Aviva Insurance Franchise model includes low startup costs, attractive commission structures, digital sales tools, and continuous training support.

With established brand value and customer trust, Aviva Franchise enables partners to build long-term relationships and achieve steady income growth.

Flexible working hours, marketing assistance, and transparent processes make this franchise a reliable, scalable, and profitable choice for sustainable business success.


Aviva Insurance Agent Business Opportunnity – Snapshot

Line of Business Insurance Agent
Unit / Shop Area 100 – 150 Sq. Ft. (Optional)
Commission% / Revenue Sharing 1.5% to 4% of Premium
Overall Investment Rs.31,500 – Rs.58,500 (Optional)
ROI Timeframe 3 to 6 Month

What do you know about Aviva Insurance Franchise Business?

About the Brand
Industry Finance & Money
Business Line Insurance Agent
Organization Type Public
Head Office London, England
Founder George Culmer (Chairman)
Founded In (year) 2000
No. of Insurance Agents 2,500+
Master Franchise Model NA
Insurance Agent Tenure Lifetime
Insurance Agent Location All over India
Business Set-Up Time 1 Month
Agent Commencement Year 2005

How much does Aviva Franchise Cost or Fees?

Investment by Insurance Agent
Registration & Training Fees Rs.1,500 – Rs.3,500
Infrastructure Investment Rs.30,000 – Rs.55,000 (Optional)

What is Aviva Insurance Agent Commission?

Commission% / Revenue Sharing
Life Insurance Commission 1.5% to 4% of Premium
Health Insurance Commission NA
Motor Insurance Commission NA
Travel Insurance Commission NA
Business Insurance Commission NA
ULIP Commission 2% to 4% of Premium

How much you can earn from Aviva Franchise Business?

Monthly Revenue
Life Insurance Premium 2,500,000
Health Insurance Premium NA
ULIP Premium 1,000,000
Life Insurance Commission 37,500
Health Insurance Commission NA
ULIP Commission 20,000
Agent’s Income 57,500
Total Expences 31,500
Agent’s Net Profit 26,000
Net Profit Margin 0.743%

How much time does it take for Aviva Insurance Agent to breakeven?

ROI Timeframe / Breakeven Time
In Months 3 to 6 Month


How to access Aviva Agent Dashboard?

Insurance Agent Dashboard Access
Web Dashboard Dashboard Link

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What is the Aviva Insurance Partner Program Infrastructure requirement?

Infrastructure Required
Shop / Unit Area 100 – 150 Sq. Ft. (Optional)
Employee Strength Minimum 1
Telephone Lines Compulsory
Computer / Internet Connectivity Compulsory
Airconditioner Optional
CCTV Set-up Optional

What is the extent of Support provided to Aviva Insurance Franchise?

Support from Brand
Offers Available
Client Interaction Training Available
Relationship Manager Support Available
Back-Office Support Available
Marketing Support Partially Available
Business Management Software NA
Website Support NA
Operation Manual Available
Training Manual Available

What kind of Marketing Support is provided to Aviva Insurance Franchise?

Marketing Support by Brand
Unit Interior & Exterior Ads Available
Local Advertisement Available
Digital Marketing Available
Television Advertisement NA
Prints Advertisement NA
Events/Seminars NA

Does Aviva Frachise Business offers training?

Training by Brand
Product Information Training Provided
Sales Training Provided
Service Training Provided
Recovery Training Provided

What are the Products & Services provided to Aviva Business Partner?

Products / Service Offerings
Life Insurance Available
Health Insurance Not Available
Motor Insurance Not Available
Travel Insurance Not Available
Business Insurance Not Available
Agricultural Insurance Not Available
Rural Insurance Not Available
Investment Plans (ULIPs) Available

What is the Eligibility Criteria to Become Aviva Insurance Agent Business?

DSA Qualification
Age Limit 18+
Nationality Indian
Academic Qualification 10+, Graduation Preferred
IRDAI Certification Compulsory
PoSP Certification Compulsory
Business Experience Optional

Which documents are required to Become Aviva Insurance Agent?

Documents Required
Agent Agreement Compulsory
Proprietor Aadhaar Copy Compulsory
Proprietor Photo Compulsory
Proprietor / Business PAN Copy Compulsory
Business TAN Copy Compulsory
GST Registration Certificate Compulsory
Proprietor / Business Address Proof Compulsory
Unit / Shop Address Proof Compulsory
Latest ITR or Form16 Compulsory
Bank Statement Compulsory

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