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Credit Access Life Insurance Franchise or Agent Review – Cost, Commission, Returns & more

Credit Access Life Insurance Franchise offers a strong business opportunity for individuals and entrepreneurs seeking growth in the insurance and financial services sector.

By becoming a Credit Access Life Insurance Agent, partners can provide reliable life insurance, protection, savings, and micro-insurance solutions to a wide customer base.

Credit Access Life FranchiseThe Credit Access Life Insurance Franchise model delivers comprehensive training, digital tools, operational support, and attractive commission structures to help partners succeed.

With low initial investment and scalable expansion potential, the Credit Access Life Franchise enables long-term income generation and business stability.

This opportunity is ideal for financial advisors, consultants, and business owners who want to build a trusted brand presence while contributing to financial inclusion and security across urban and rural markets in India.


Credit Access Life Insurance Agent Business Opportunnity – Snapshot

Line of Business Insurance Agent
Unit / Shop Area 130 – 170 Sq. Ft. (Optional)
Commission% / Revenue Sharing 2% to 6% of Premium
Overall Investment Rs.32,000 – Rs.53,500 (Optional)
ROI Timeframe 3 to 6 Month

What do you know about Credit Access Life Insurance Franchise Business?

About the Brand
Industry Finance & Money
Business Line Insurance Agent
Organization Type Public
Head Office Bengaluru, Karnataka
Founder Udaya Kumar Hebbar (Managing Director)
Founded In (year) 8th September 2018
No. of Insurance Agents 100+
Master Franchise Model NA
Insurance Agent Tenure Lifetime
Insurance Agent Location All over India
Business Set-Up Time 1 Month
Agent Commencement Year 2020

How much does Credit Access Life Franchise Cost or Fees?

Investment by Insurance Agent
Registration & Training Fees Rs.2,000 – Rs.3,500
Infrastructure Investment Rs.30,000 – Rs.50,000 (Optional)

What is Credit Access Life Insurance Agent Commission?

Commission% / Revenue Sharing
Life Insurance Commission 2% to 5% of Premium
Health Insurance Commission NA
Motor Insurance Commission NA
Travel Insurance Commission NA
Business Insurance Commission NA
ULIP Commission 3% to 6% of Premium

How much you can earn from Credit Access Life Franchise Business?

Monthly Revenue
Life Insurance Premium 1,700,000
Health Insurance Premium NA
ULIP Premium 1,000,000
Life Insurance Commission 34,000
Health Insurance Commission NA
ULIP Commission 30,000
Agent’s Income 64,000
Total Expences 32,000
Agent’s Net Profit 32,000
Net Profit Margin 1.185%

How much time does it take for Credit Access Life Insurance Agent to breakeven?

ROI Timeframe / Breakeven Time
In Months 3 to 6 Month


How to access Credit Access Life Agent Dashboard?

Insurance Agent Dashboard Access
Web Dashboard NA

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What is the Credit Access Life Insurance Partner Program Infrastructure requirement?

Infrastructure Required
Shop / Unit Area 130 – 170 Sq. Ft. (Optional)
Employee Strength Minimum 1
Telephone Lines Compulsory
Computer / Internet Connectivity Compulsory
Airconditioner Optional
CCTV Set-up Optional

What is the extent of Support provided to Credit Access Life Insurance Franchise?

Support from Brand
Offers Available
Client Interaction Training Available
Relationship Manager Support Available
Back-Office Support NA
Marketing Support Partially Available
Business Management Software NA
Website Support NA
Operation Manual Available
Training Manual Available

What kind of Marketing Support is provided to Credit Access Life Insurance Franchise?

Marketing Support by Brand
Unit Interior & Exterior Ads Available
Local Advertisement Available
Digital Marketing Available
Television Advertisement NA
Prints Advertisement NA
Events/Seminars NA

Does Credit Access Life Frachise Business offers training?

Training by Brand
Product Information Training Provided
Sales Training Provided
Service Training Provided
Recovery Training Provided

What are the Products & Services provided to Credit Access Life Business Partner?

Products / Service Offerings
Life Insurance Available
Health Insurance Not Available
Motor Insurance Not Available
Travel Insurance Not Available
Business Insurance Not Available
Agricultural Insurance Not Available
Rural Insurance Not Available
Investment Plans (ULIPs) Available

What is the Eligibility Criteria to Become Credit Access Life Insurance Agent Business?

DSA Qualification
Age Limit 18+
Nationality Indian
Academic Qualification 10+, Graduation Preferred
IRDAI Certification Compulsory
PoSP Certification Compulsory
Business Experience Optional

Which documents are required to Become Credit Access Life Insurance Agent?

Documents Required
Agent Agreement Compulsory
Proprietor Aadhaar Copy Compulsory
Proprietor Photo Compulsory
Proprietor / Business PAN Copy Compulsory
Business TAN Copy Compulsory
GST Registration Certificate Compulsory
Proprietor / Business Address Proof Compulsory
Unit / Shop Address Proof Compulsory
Latest ITR or Form16 Compulsory
Bank Statement Compulsory

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